Loan Smart

LoanSmart Inc. has been providing residential and commercial lending services in Ventura County for the last six years.

"We specialize in managing individuals' real estate assets and debts, ensuring they are prequalified for the proper loan based on their income," said Joe Engle, president of LoanSmart Inc.

The firm processes FHA and VA loans and reverse mortgages, and is a HUD-approved lender.

In addition, the firm is launching a series of new services to help clients weather the current volatile real estate market. The new services include credit education to improve credit scores, loan modification to review and revise current loans to align with current market value and property tax relief to assist with refiguring property taxes to reflect the new lower value of the home.

LoanSmart is at 3655 Alamo St., Ste. 201, Simi Valley. For more information, call (805) 915-2600 or visit www.loansmartinc.com.