UNDER THE SEA-Mary Schindler of Simi Valley takes home the $100 top prize for this underwater photo taken during her vacation to the Bay Islands off the coast of Honduras. To see other winners in the paper's annual contest, turn to page 16. Entries for next year's contest can be mailed to the Simi Valley Acorn, 2660 Townsgate Road, Ste. 760, Thousand Oaks, CA 91361 or e-mailed to simi@theacorn.com.